Wednesday, February 21, 2007

Get an extra $500 to $1000 a month easily

Most of you might be wondering what such an article is doing here at this niche blog...

Well for starters, it was worth sharing... it is borrowed from the Warriorfroum and the author is Briankoz, a senior member at the forum

The objective was that, although M & C is a niche site... most of us overlook the fact of earnings from budget cuts.. To explain that in detail, any penny saved is a penny earned.. Brian highlights areas, where you can reduce or cut your monthly budget tremendously, and channel that into your earnings.

So niche product apart.... let's get right down to the savings first..

I bet many of you were looking for a very plug and chug way of making an extra $500 to $1,000 when you opened this thread. Although these tips are just as easy, I bet many of you will shrug them off, but I encourage you to give it a little thought.

I've noticed that this forum has a wide range of people in it. I've also noticed that many are struggling to make ends meet and just looking for a little extra cash to get along. There are a few simple things to do that will bring you anywhere from several hundred to over a thousand dollars per month. You can use this not only to have more of a savings and more of a stable financial setting, but you can also use it to get a good start on any business you might be starting.

Here are the tips:

1. Get rid of any services that you don't REALLY need. If you have exceedingly high number of cable channels, try and downgrade that to the minimum and get rid of all the movie channels that you never watch anyway. This can easily save you $50 or more (or even more if you get rid of cable completely).

2. Bring a lunch to work, or eat out less. This doesn't mean you need to be cheap with your wife or sweetie pie, but if you find yourself eating out almost every day (I know many people who do), try to minimize that. This can save some people anywhere from $200 to $400 or more a month. Just try to eat normal meals in and save the going out for the special times.

3. If you have any bad habits like smoking, try quitting. Not only will this improve your health, but you could save anywhere from $150 to over $300 a month -- plus your wife will stop nagging you to quit.

4. If you really need a cell phone (completely understandable), try to keep the minutes in check and try to get rid of any of the extra features that you pay for by never use. Doing this can save anywhere from $10 to several hundred a month.

5. Try to set a budget for yourself as far as shopping goes. Doesn't matter if you're shopping for clothes, food, or whatever else. You don't need many of these things, and you should try to limit your spending here. If you set a fair limit, you're still able to get those new clothes and the like, and you probably won't miss too much (but you'll save anywhere from $100 to $500 a month).

6. For your entertainment, try to sometimes think of cheaper alternatives. There are plenty of cheap to free things that can be just as much fun and cost a lot less. Instead of dropping $50 to $100 on a night out, try to budget yourself to keep it under $30 or so -- and limit the number of times you go out.

7. Try off brands. Doesn't matter if its food or other products. Many off brands not only taste the same or better, but they often are either a better quality or have much more quantity to them.

8. Here's a big one ... try to limit your credit cards! Just because you can get a credit card to purchase that $3,000 Television doesn't mean that you should. The interest rates alone on these can you a bundle. A $3,000 Television can all of a sudden turn into a $6,000 Television over time. Limiting yourself here will not only directly save you money, but not having those high interest rates will save you hundreds to thousands more.

9. Look into some used things instead of buying everything new. Some used cars can be great deals, and they can be much more within your budget. Looking for a new TV or stereo system? Try checking out the classifieds first. This doesn't mean you have to buy crap -- look for high quality used items.

10. And finally, don't buy anything that you can't afford. If you can't afford that new TV or car, don't try. This will send you into a world of never-ending debt and make it nearly impossible for you to get out of.

11. If you are in debt, try to negotiate with your creditors. Often times, you can negotiate your debt down to 50% or less. I know a person who was able to pay off a ton of debt and did so with only paying 40% of what she owed (and her debt was fully paid off). To the creditor, some is better than nothing ... and if they think there's a risk of getting none, they will bargain with you.

12. If you own a home or car that you are still paying off, try to give one extra payment a year. This might not seem like much, but it can save you $100,000 or more on a house in the long run (yes, it's true).

Ultimately, what you do is up to you, but if you follow these tips, you'll find that you'll have a lot more money to play around with. Even doing a few of these things will bring you a decent extra income and probably won't "hurt" you in anyway.

If you are able to do this, you'll have an excellent head start with managing a business.

If you want more information on this subject, visit the below link..

Now we know that basically, blogs should be not more that 150 words...

So if you have reached here, and is reading this, then I guess you seriously need to review your monthly budget and savings plan...

Focus and try to implement the information given above.... and it is recommended you try to obtain Brians' Big Secret Guide

The guide lists several free ways and cheap ways to get similar results and you could easily make a nice income off of the free techniques alone. There are also
methods along with tons of free things such as free advertising credits, free expensive software packages etc..

For more details Click Here

Friday, February 16, 2007

Floor Mats for cars ... dude..

The best floor mats you will ever come across.. Makes one want to go out and buy !

Coasters... you gotta start somewhere... duh

You want coasters! You kno you do... duh !